Frequently Asked Questions

We protect against the messy stuff: government expropriation, currency inconvertibility, political violence that disrupts operations, and sudden regulatory changes that tank your investment. Basically, we're here when a country's political situation goes sideways and threatens your money. We customize coverage to match your specific exposure—whether that's manufacturing, real estate, or infrastructure projects. It's not about predicting the future. It's about not getting wiped out when politics interfere with business.

Pricing isn't one-size-fits-all because your risk isn't either. We charge between 0.5% and 3% annually of your coverage amount, depending on the country, your industry, project duration, and how much you're protecting. A 19-month tech investment in Southeast Asia? Different price than a 7-year infrastructure deal in East Africa. You'll get a specific quote within 3 business days of submitting your details. No surprises buried in fine print.

Standard hedging policies take 10 to 15 business days from application to activation. We need your financial data, project specifics, and risk assessment info upfront—so don't drag your feet on documentation. Urgent situations? We've processed emergency coverage in 4 days before. The clock starts when we receive everything we need, not when you first email us. Call us if you're on a tight deadline and we'll tell you straight whether we can move faster.

You file a claim. We investigate it thoroughly—usually within 14 days. If it's legitimate and covered under your policy, you get paid. We've paid out 43 claims in the last 24 months, averaging settlement within 28 days. We don't make it painful. We verify your loss, confirm the triggering event meets our definition, and process payment. Your policy document spells out exactly what's covered and what's not, so there's no ambiguity when something goes wrong.

We work in 67 countries across six continents, but not everywhere. High-conflict zones and countries under international sanctions? We can't touch those. We focus on emerging and frontier markets where political risk is real but manageable—not impossible. Send us your country and project details, and we'll tell you in 24 hours whether we can provide coverage or if you need to look elsewhere. Some markets we know inside and out. Others we decline. Honesty about limits saves everyone time.

We guarantee we'll honor legitimate claims that match your policy definition. We guarantee transparent pricing with no hidden fees. We guarantee your claim gets reviewed within 14 days. What we don't do? Promise that you won't lose money if politics goes bad. We're insurance, not a crystal ball. Our job is to cushion the blow when the worst happens, not prevent all losses. That's the honest take on what hedging actually does.

Call us: +421 482 031 747. Email: [email protected]. Or visit our office in Banská Bystrica. We're staffed Monday through Friday, 8 AM to 6 PM Central European Time. Emails get a response within 6 business hours. Phone calls connect you to someone who actually knows the business, not an answering service. We keep things simple. You call, you talk to us, we help you move forward.

Here's the list: proof of ownership or equity stake in the project, financial statements from the last 13 months, project timeline and details, a breakdown of your investment amount, and basic info about the country's political climate as you see it. Some deals need extra documentation—contracts, regulatory approvals, that sort of thing. We'll tell you exactly what we need once you describe your situation. We keep requests reasonable. We're not trying to bury you in paperwork.